Why wait to get a debit card? You can come into our Fort Kent, Madawaska, and any of our three Bangor branches and get one printed on the spot. Each Instant Issue card comes with all the benefits of a regular debit card.
| Expedited Card | Fee Varies |
| Copy of Sales Draft | $5 |
| Late Charge (over 30 days) | $20 |
| Copy of Credit Card Statement | $2 |
| Returned Check | $25 |
| Lost/Stolen Card - Reorder Fee (Effective 03/01/2024) | $10 per card |
| Expedited Card | Fee Varies |
| Copy of Sales Draft | $5 |
| Credit Union-Owned & SurF ATMs | FREE |
| Point-of-Sale Transactions | FREE |
| Non-Propietary ATM Transactions* (Includes withdrawals, transfers, inquiries, and denials) | 2 FREE per month; $1 thereafter |
| Negative Transactions | $25 per item |
| Lost/Stolen Card - Reorder Fee | $10 per card |
*Fees may be imposed by the host financial institution/company
Yes, teens age 13 and older can open checking accounts and get a debit card, as long as there is a parent or guardian also on the account. The responsible adult will need to fill out a minor addendum stating that they are responsible for losses incurred on the minor’s savings and checking accounts. We love to see our younger members learning how to be responsible and are happy to help them, anytime!
Instant issue debit cards are offered at selected branches. You can find the information about which branches offer instant issue debit cards here.
You can find all of Acadia’s important disclosures and various account applications right here.
Please call 1-866-886-7252 if you have issues with your debit card outside of Acadia’s regular business hours.
Acadia Visa Instant Issue Visa debit cards are currently available at our Fort Kent, Madawaska, and all three of our Bangor branches.
For existing account holders, it takes about five minutes to create a new card.
Yes, an authorized signer can get a replacement card at Acadia’s branches with Instant Issue debit card machines. This service is currently available at our Fort Kent, Madawaska, and all three of our Bangor branches.
Yes, you can. Our Member Service Reps will help you activate your card so it’s ready to use immediately.
I had my debit card issued during my lunch break—it was super-quick. Your staff was helpful and awesome. It's so nice to not have to wait a week or more to get your debit card! Cassidy J., member since 1988
Don't be alarmed if things look different—it's the same great Acadia FCU, just with a fresh, improved experience. Stay tuned for a smoother, more user-friendly site!
