Instant Issue Debit Card
Instant issue debit cards provide you with immediate access to your funds, allowing you to start making purchases right away without waiting for a mailed card.

Why wait for a debit card?
Whether you're opening a new account or replacing a lost or damaged card, our instant issue debit cards let you start transacting immediately with enhanced security and a convenient contactless feature. They're available at several Acadia FCU branch locations for your added convenience.
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Use it anywhere, immediately
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Card prints in five minutes
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EMV chip enabled for extra security
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Unlimited transactions
I had my debit card issued during my lunch break—it was super-quick. Your staff was helpful and awesome. It's so nice to not have to wait a week or more to get your debit card!
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Yes, an authorized signer can get a replacement card at Acadia’s branches with Instant Issue debit card machines. This service is currently available at our Fort Kent, Madawaska, and all three of our Bangor branches.
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Yes, you can. Our Member Service Reps will help you activate your card so it’s ready to use immediately.
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Please call 1-866-886-7252 if you have issues with your debit card outside of Acadia’s regular business hours.
Rates
VISA® Credit / Visa ® Debit Card Fees
APR* as low as | Credit Limit** |
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|
$15,000 |
Rates effective as of: April 11, 2025
* Annual Percentage rate, subject to approval and determined by credit score
** Credit limit up to $15,000 for A and B credit; up to $10,000 for C and D credit
* 10.90% APR depicted here based on 'A' credit (maximum APR 15.90%)
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