Instant Issue Debit Card
Instant issue debit cards provide you with immediate access to your funds, allowing you to start making purchases right away without waiting for a mailed card.
Why wait for a debit card?
Whether you're opening a new account or replacing a lost or damaged card, our instant issue debit cards let you start transacting immediately with enhanced security and a convenient contactless feature. They're available at several Acadia FCU branch locations for your added convenience.
As with our other cards, you can fully control your Acadia instant issue debit card by enabling card controls.
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Use it anywhere, immediately
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Card prints in five minutes
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EMV chip enabled for extra security
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Turn your card off and on
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Unlimited transactions
I had my debit card issued during my lunch break—it was super-quick. Your staff was helpful and awesome. It's so nice to not have to wait a week or more to get your debit card!
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Yes, an authorized signer can get a replacement card at Acadia’s branches with Instant Issue debit card machines. This service is currently available at our Fort Kent, Madawaska, and all three of our Bangor branches.
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Yes, you can. Our Member Service Reps will help you activate your card so it’s ready to use immediately.
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Please call 1-866-886-7252 if you have issues with your debit card outside of Acadia’s regular business hours.
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You sure can! Take control of your debit and credit cards with Acadia’s Card Controls! This powerful feature helps you monitor, manage, and protect your cards in real time.
Note: These integrated card controls replaced Acadia Smart Card in late 2025. If you still have Acadia Smart Card installed on your smartphone, you can delete it and use these controls directly from your Acadia Digital Banking portal or AcadiaGO mobile app.
Rates
VISA® Credit / Visa ® Debit Card Fees
| APR* as low as | Credit Limit** |
|---|---|
|
|
$15,000 |
Rates effective as of: January 18, 2026
* Annual Percentage rate, subject to approval and determined by credit score
** Credit limit up to $15,000 for A and B credit; up to $10,000 for C and D credit
* 10.90% APR depicted here based on 'A' credit (maximum APR 15.90%)
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