The Free4ME Account is the ultimate checking account for 18 to 25-year-olds. Instead of strict rules and transaction requirements, we've got perks that give you a head start. We’ll help prepare you for your first car loan or any other major life event. Come talk to us today.
With no minimum balance or monthly service fees, this is the perfect checking account for those who are just starting out. No need to worry too much about overdrawing; we offer two “OOPS!” refunds per year for non-sufficient fund fees. We DON’T charge per-check fees, plus all of our accounts are NCUA insured up to $250,000.
The minimum age requirement for a share draft/checking account is 13 years of age, with the proper signatures from consenting adults/guardians. A debit card will also be provided by request.
The minimum age requirement for a share draft/checking account is 13 years of age, with the proper signatures from consenting adults/guardians.
The short answer is YES. Here are few important things to know about how Maine credit unions are protected:
Visit www.MyCreditUnion.gov for more information about the National Credit Union Share Insurance Fund coverage for consumers. Download this informational brochure to help answer any other questions you may have.
Yes, teens age 13 and older can open checking accounts and get a debit card, as long as there is a parent or guardian also on the account. The responsible adult will need to fill out a minor addendum stating that they are responsible for losses incurred on the minor’s savings and checking accounts. We love to see our younger members learning how to be responsible and are happy to help them, anytime!
You certainly can open a checking account online! You can apply right here and indicate what type of account you want to open.
You can find all of Acadia’s important disclosures and various account applications right here.
Breaches normally occur at the processor or store level, and we’re set up to protect you. All Acadia FCU members have 0% liability when it comes to fraudulent transactions. If a merchant is breached or compromised and your card info is stolen, you will never be left unprotected.
If you see questionable transactions on your account, please report them to any of our branches right away. We maintain state-of-the-art fraud protection to guard our members’ personal information around the clock.
I was in my 20s when I got wise and switched to a credit union —they were my first approved loan! With all the fees other places have and Acadia's great customer service, why would anyone use another financial institution? Banking at Acadia FCU is the best. - Kathy K., member since 1992
There have been many reports of credit union impersonation through text messaging in Maine, claiming to be from the credit union’s fraud monitoring department. They direct members to click a link or call a number, where scammers collect sensitive information and use it to steal from you. Please protect yourself by hanging up and calling back at a verified number, never click on links in text messages, and never give out verification codes or online banking information.
