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Auto Loans

When the temps dip below zero, the last thing you want is a car you can't rely on. Our low-rate auto loan can get you exactly where you need to go. Plus our application process is fast, friendly, and hassle-free.

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We manage all our loans in-house and we’re fast.

If you apply for an auto loan online, we’ll respond within 24 hours! Not only do we boast the best customer service in the business, but we bend over backwards to make things convenient for you. You can apply extra payments directly to the principal balance of your auto loan or set up recurring payments and monitor the progress of your auto loan through our online banking service.

  • Competitive rates

  • No minimum loan amount

  • Pre-qualification available

  • Loans for new and used vehicles

Rates as low as APR*

Monthly Payment

Loan Amount
$
Rate (APR)
%
Term

We also offer optional protections

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Extended Warranty

Learn more

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GAP Plus

Learn more

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Debt Protection

Learn more

A few years ago, we shopped for a vehicle and Acadia came back with the lowest rates and best terms by a mile. We just traded in last fall and the dealer sent our application out to all the banks and credit unions. No surprise—Acadia still had the best rates and best terms.

— Brady M.

member since 2015

Frequently Asked Questions

  • Yes – a share-secured loan lets you borrow money using a savings account, a share certificate (also known as a CD in the banking world), Acadia Super Saver account, or Acadia Star Money Market account as collateral. We’ll “freeze” the amount you’d like to borrow and while the amount won’t be available for withdrawal, it will remain in your account and continue to earn dividends. Share-secured loans allow you to keep the money you have worked so hard for! As you pay down the loan, your funds become available to you again. A share-secured loan is also a great way to build or rebuild your credit score.

  • We have many ways available to accept a payment on your Acadia FCU loan. Check this page for all the details!

Have a question?

 

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