Interested in knowing what promos we have going on? Find 'em right here. We typically offer mortgage, auto, and credit card promos, plus other loan types to help make life easier. These change periodically, so please check back often!
Snowmobile Loans as low as 4.99% APR*
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Don’t spend your winter indoors, hiding from the snow and the cold! Our snowmobile loan rates are the lowest we’ve offered since 2021, so if you’d like to turn your “Brrrr” into a “Braaap,” you’ve come to the right place! Finance your new sled (or even a tractor) with a rate as low as 4.99% APR*. Call 1-855-MY-ACADIA for full details or apply online.
*Annual Percentage Rate • Subject to credit approval and loan-to-value limitations • Snowmobiles and tractors only • Promotional rates for model years 2020 and newer • Purchases and external refinances only • Max term 60 months • Other restrictions may apply
“Cash for Christmas” Loan as low as 6.99% APR*
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Does your Christmas shopping budget need a boost? We’ve got a loan for that! Get some “Cash for Christmas” and borrow up to $3,000 for 12 months for as low as 6.99%* APR*. Believe us when we tell you that Santa will appreciate the extra help! Call 1-855-MY-ACADIA for full details or apply online.
*Annual Percentage Rate / Subject to approval / Some restrictions apply
No Fee Gift Cards until December 31, 2024!
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Great for Christmas and SO much more! Gift cards can be used in-store or online and won’t be regifted! Save time and let the recipient get what they really want. Visit any of our branch locations to get one today!
*Purchase fee of up to $6.95 can be lower depending on where card is acquired. Varies by Financial Institution. Fee assessed by third party and is not assessed to the card. Monthly inactivity fee of $2.95 beginning the 13th consecutive month after there has been no activity on your card. Lost/stolen card replacement fee of $5. Visa® Gift Cards issued by MetaBank®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Card may be used everywhere Visa debit cards are accepted in the US. Mastercard® Gift Cards issued by MetaBank, Member FDIC, pursuant to license by Mastercard International Incorporated. Card may be used everywhere Debit Mastercard is accepted in the US. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. No ATM or cash access.
Home Heating / Cooling Loans as low as 6.99% APR*
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Keep warm OR stay cool with a loan from Acadia Federal Credit Union! Install a new heat pump or update your existing heating system and finance for 12 to 60 months at a low 6.99% APR*! If you’re looking to purchase pellets, coal or heating oil, you can borrow for up to 12 months at the same rate! Call 1-855-MY-ACADIA for full details or apply online.
*Annual Percentage Rate / Subject to approval / Some restrictions apply
‘Score Saver’ Loan as low as 7.99% APR*
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Do you have poor credit or need to establish credit? If so, we can help! Our ‘Score Saver’ loan will help you build credit or repair your credit score! Borrow as little as $1,000 for a minimum term of 12 months for as low as 7.99% APR*. Make loan payments and receive full loan amount IN CASH after term-end, plus dividends! This is also a great opportunity for people who have trouble saving money! Call 1-855-MY-ACADIA for full details or apply online.
*Annual Percentage Rate / Subject to approval / Some restrictions apply
Christmas Club
While this isn’t technically a promo, it’s something that’s available year-round, because it’s never too early to plan on saving for Christmas! If you wish you had a little more “breathing room” for your Christmas shopping, consider a Christmas Club to help you out. Earn interest on your money, no minimum balance needed, no service fees, and no penalties for withdrawal. Learn more right here.
PS: We usually have an awesome low-interest Christmas loan promo available a few months before Christmas! It’ll be listed on this page when we do.
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