Invest your Tax Refund with Share25

Our share certificate is perfectly timed to help you make the most of your tax season deposits in 2025. With a solid 4.25% APY*, a manageable 25-month term, and the chance to lock in your savings for maximum growth, we’ll help you turn your tax refunds into real returns with Share25!

Already have the funds needed to go ahead and open a Share Certificate account? If so, open one now!

★ Existing Acadia account holders can open Share25 here!

★ Don’t have an Acadia FCU account? Open one here!

*Annual Percentage Yield. 4.25% APY* is accurate as of 1/6/2025 and may change without notice. The Share25 certificate term is exactly 25 months and $500 minimum is needed to open certificate at advertised rate. Rates are subject to change without notice. Penalties may be charged for early withdrawals. Qualification requirements must be met. Other restrictions may apply. Federally insured by NCUA.

Snowmobile Loans as low as 4.99% APR*

Don’t spend your winter indoors, hiding from the snow and the cold! Our snowmobile loan rates are the lowest we’ve offered since 2021, so if you’d like to turn your “Brrrr” into a “Braaap,” you’ve come to the right place! Finance your new sled (or even a tractor) with a rate as low as 4.99% APR*. Call 1-855-MY-ACADIA for full details or apply online.

Home Heating / Cooling Loans as low as 6.99% APR*

Keep warm OR stay cool with a loan from Acadia Federal Credit Union! Install a new heat pump or update your existing heating system and finance for 12 to 60 months at a low 6.99% APR*! If you’re looking to purchase pellets, coal or heating oil, you can borrow for up to 12 months at the same rate! Call 1-855-MY-ACADIA for full details or apply online.

‘Score Saver’ Loan as low as 7.99% APR*

Do you have poor credit or need to establish credit? If so, we can help! Our ‘Score Saver’ loan will help you build credit or repair your credit score! Borrow as little as $1,000 for a minimum term of 12 months for as low as 7.99% APR*. Make loan payments and receive full loan amount IN CASH after term-end, plus dividends! This is also a great opportunity for people who have trouble saving money! Call 1-855-MY-ACADIA for full details or apply online.

Christmas Club

While this isn’t technically a promo, it’s something that’s available year-round, because it’s never too early to plan on saving for Christmas! If  you wish you had a little more “breathing room” for your Christmas shopping, consider a Christmas Club to help you out. Earn interest on your money, no minimum balance needed, no service fees, and no penalties for withdrawal. Learn more right here.

PS: We usually have an awesome low-interest Christmas loan promo available a few months before Christmas! It’ll be listed on this page when we do.