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Acadia Christmas Club

Keep Christmas magical and stress-free by saving throughout the year so you can buy the gifts you like for the ones you love.

Open Account View Rates

Simplify your holiday savings!

A Christmas Club account lets you set up automatic transfers on a regular basis, making it easy to put money aside for the holidays. You can choose the specific amount you’d like to transfer, as well as the frequency of the transfers. We also have payroll and direct deposit deductions available.

No minimum balance
Automatic transfers from your savings
No withdrawal penalties
Open Christmas Club any time of year
Monthly dividends

Rates as high as APY*

View Rates

Final Balance

Contributions: | Earnings:

Initial Deposit

Rate (APY)

Monthly Contribution

Term (Months)

The staff is always warm, friendly, and eager to help. Acadia is MY go-to place for any financial needs.

— Albertine S.

member since 2001

Frequently Asked Questions

You can start an account anytime of year, but earlier is always better if you are saving for Christmas.
This type of account is not connected to your savings or checking, so the money is protected from being overdrawn from. However, you can opt in to have your checking or savings overdraw from this account.

Related Products & Services

Custom Savings Accounts

Prime Savings Account

Super Saver

Have a question?

Contact us

Rates

Savings Account Rates

Account Type

Dividend Rate

APY*

Prime Savings

Custom Savings

Monty Moose

Christmas Club

Super Saver Tier I
($1,000 - $99,999.99)

Super Saver Tier II
($100,000+)

Acadia Star Money Market Tier 1
($2,500 - $49,999.99)

Acadia Star Money Market Tier 2
($50,000 - $99,999.99)

Acadia Star Money Market Tier 3
($100,000 - $199,999.99)

Acadia Star Money Market Tier 4
($200,000+)

Health Savings Account (HSA)

HSA Super Saver Tier 1
($1,000 - $99,999.99)

HSA Super Saver Tier 2
($100,000+)

Rates effective as of: March 25, 2025

*APY = Annual Percentage Yield. All rates are subject to change without notice.

†When qualification and minimum balance requirements are met

**Super Saver, Acadia Star Money Market, and HSA Super Saver accounts are compounded daily and credited monthly. These are "Tiered Rate" accounts. For these accounts, the specified dividend rate for a tier will apply only to the portion of the account balance that is within that tier. The range of annual percentage yields, which vary depending on the balance in the account, are shown for each tier.