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Acadia Christmas Club

Warm drinks, twinkling lights, that special spirit... Keep Christmas magical and stress-free by saving throughout the year so you can buy the gifts you like for the ones you love.

Open Account
  • No minimum balance
  • Automatic transfers from your savings
  • No withdrawal penalties
  • Open Christmas Club any time of year
  • Monthly dividends
What would you like to do?

Rates & Fees

Savings Account Rates

Account TypeDividend RateAPY*
Prime Savings0.15%0.15%
Custom Savings0.15%0.15%
Monty Moose0.15%0.15%
Christmas Club0.15%0.15%
Super Saver Tier I
($1,000 - $99,999.99)
0.40%0.40%
Super Saver Tier II
($100,000+)
2.25%.40% - 2.09%
Acadia Star Money Market Tier 1
($2,500 - $49,999.99)
1.00%1.01%
Acadia Star Money Market Tier 2
($50,000 - $99,999.99)
1.75%1.01% - 1.39%
Acadia Star Money Market Tier 3
($100,000 - $199,999.99)
2.25%1.39% - 1.83%
Acadia Star Money Market Tier 4
($200,000+)
2.50%1.83% - 2.39%
Health Savings Account (HSA)0.15%0.15%
HSA Super Saver Tier 1
($1,000 - $99,999.99)
0.40%0.40%
HSA Super Saver Tier 2
($100,000+)
2.25%.40% - 2.09%

*APY = Annual Percentage Yield. All rates are subject to change without notice.

†When qualification and minimum balance requirements are met

**Super Saver, Acadia Star Money Market, and HSA Super Saver accounts are compounded daily and credited monthly. These are "Tiered Rate" accounts. For these accounts, the specified dividend rate for a tier will apply only to the portion of the account balance that is within that tier. The range of annual percentage yields, which vary depending on the balance in the account, are shown for each tier.

Loan Calculator

Format: 12M, 36M, 3Y, 7Y

  • Monthly Payments $213.97
  • Total Payments $7.702.89
  • # of Payments 36
  • Total Interest $213.97

More Info

A Christmas Club account lets you set up automatic transfers on a regular basis, making it easy to put money aside for the holidays. You can choose the specific amount you’d like to transfer, as well as the frequency of the transfers. We also have payroll and direct deposit deductions available.

Frequently Asked Questions

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The staff is always warm, friendly, and eager to help. Acadia is MY go-to place for any financial needs. Albertine S., member since 2001

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