There are so many good reasons to save. Keep them straight with Custom Savings accounts. They're perfect places to stash funds for weddings, vacations, emergencies...you name it. As long as you have a Prime Savings account, you can create as many custom savings accounts as you have reasons to save.
| Account Type | Dividend Rate | APY* |
|---|---|---|
| Prime Savings | 0.15% | 0.15% |
| Custom Savings | 0.15% | 0.15% |
| Monty Moose | 0.15% | 0.15% |
| Christmas Club | 0.15% | 0.15% |
| Super Saver Tier I
($1,000 - $99,999.99) | 0.40% | 0.40% |
| Super Saver Tier II
($100,000+) | 2.25% | .40% - 2.09% |
| Acadia Star Money Market Tier 1
($2,500 - $49,999.99) | 1.00% | 1.01% |
| Acadia Star Money Market Tier 2
($50,000 - $99,999.99) | 1.75% | 1.01% - 1.39% |
| Acadia Star Money Market Tier 3
($100,000 - $199,999.99) | 2.25% | 1.39% - 1.83% |
| Acadia Star Money Market Tier 4
($200,000+) | 2.50% | 1.83% - 2.39% |
| Health Savings Account (HSA) | 0.15% | 0.15% |
| HSA Super Saver Tier 1
($1,000 - $99,999.99) | 0.40% | 0.40% |
| HSA Super Saver Tier 2
($100,000+) | 2.25% | .40% - 2.09% |
*APY = Annual Percentage Yield. All rates are subject to change without notice.
†When qualification and minimum balance requirements are met
**Super Saver, Acadia Star Money Market, and HSA Super Saver accounts are compounded daily and credited monthly. These are "Tiered Rate" accounts. For these accounts, the specified dividend rate for a tier will apply only to the portion of the account balance that is within that tier. The range of annual percentage yields, which vary depending on the balance in the account, are shown for each tier.
The minimum age for a sole primary savings account holder is 18.
Yes, our Acadia Star Money Market account might be just what you’re looking for! If you have a little extra money in your savings and you’d like to earn more dividends with the freedom to withdraw funds at any time, this is your product. Find rates for the Acadia Star Money Market account and other savings options here. Contact us to see how we can help find the right savings option that’s perfect for YOU.
The short answer is YES. Here are few important things to know about how Maine credit unions are protected:
Visit www.MyCreditUnion.gov for more information about the National Credit Union Share Insurance Fund coverage for consumers. Download this informational brochure to help answer any other questions you may have.
Yes, teens age 13 and older can open checking accounts and get a debit card, as long as there is a parent or guardian also on the account. The responsible adult will need to fill out a minor addendum stating that they are responsible for losses incurred on the minor’s savings and checking accounts. We love to see our younger members learning how to be responsible and are happy to help them, anytime!
Absolutely you can.
No, there are no penalty fees for withdrawing your saved funds in your custom savings account.
Acadia does not set a limit for custom savings accounts. Please check out our website here for more information.
Acadia offers you the opportunity to create a custom savings account under your Prime Savings account. More information can be found here.
Members do earn interest on custom savings accounts. Acadia’s saving account rates can be seen here.
Yes, Christmas Clubs can be opened at any time. You can find more information right here.
Always great service, no matter which branch I go to! Staff is very friendly and personable. Lisa B., member since 1979
There have been many reports of credit union impersonation through text messaging in Maine, claiming to be from the credit union’s fraud monitoring department. They direct members to click a link or call a number, where scammers collect sensitive information and use it to steal from you. Please protect yourself by hanging up and calling back at a verified number, never click on links in text messages, and never give out verification codes or online banking information.
