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Monty Moose Youth Account

Why wait to plan for the future when it's so easy to start now? Teaching your kids sound financial principles from day one.

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It's never too early to start saving.

With just $5, you can open a youth savings account for a little one today, helping them start earning monthly dividends before they're even out of diapers! Our youth savings account is designed for kids ages 12 and under, with fun motivators like annual birthday rewards to encourage saving. You can even set up automatic deposits to help their savings grow effortlessly. Plus, when your child turns 13, their account will automatically convert to a Prime Savings account, keeping their savings journey going.

Getting started is easy—just bring a copy of the child’s birth certificate and a Social Security card OR a U.S. Passport book or card!

  • No monthly service fee

  • Monthly dividends earned once balance reaches $25

  • Annual birthday rewards

  • Auto-conversion to Prime Savings at age 13

Simply the best financial institution around.

— Vickie D.

member since 2010

Frequently Asked Questions

  • The minimum age requirement for a share draft/checking account is 13 years of age, with the proper signatures from consenting adults/guardians. Yes, a debit card can be provided upon request. The responsible adult will need to fill out a minor addendum stating that they are responsible for losses incurred on the minor’s savings and checking accounts. We love to see our younger members learning how to be responsible and are happy to help them, anytime!

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