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Prime Savings

To get top-shelf customer service, just open a Prime Savings account with Acadia FCU. You'll gain a sense of ownership and pride, plus all the benefits we offer our members.

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You're more than jut a member, you're part owner!

With Acadia FCU's Prime Savings account, you'll gain a sense of ownership and pride, plus all the benefits we offer our members. You need $25 to open a savings account, which will show up as part of your total balance. This $25 represents your share of ownership in Acadia FCU and must remain on deposit in order to maintain membership. With a Prime Savings Account, you’re more than just a member—you’re part owner!

  • Dividends paid on a monthly basis

  • No monthly service fees

  • Minimum balance $25

  • Insured by the NCUA up to $250,000

Rates as high as APY*

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Final Balance

Contributions:     |    Earnings: 
Initial Deposit
$
Rate (APY)
%
$
Term (Months)
Open Account

This calculation represents an estimate.

The trust that our members put in us to handle one of the most personal and important parts of their lives—their finances is nothing to take lightly. I want my members to feel that they are in good hands when they bank with Acadia.

— Sheila Ouellette

Training Manager & Life Enthusiast

Frequently Asked Questions

  • The short answer is YES. Here are few important things to know about how Maine credit unions are protected:

    • Federally insured credit unions offer a safe place for credit union members to save money. These deposits are protected by the National Credit Union Share Insurance Fund and insured up to at least $250,000 per individual depositor – the same as any other federally insured financial institution.
    • Credit union deposits in federally insured credit unions are safe and secure, and all Maine credit unions are federally insured.
    • Credit union members have never lost a penny of insured savings at a federally insured credit union.
    • All Maine credit unions are regularly examined by financial regulators to ensure proper management and maintain the safety and soundness of members’ money within the institution.

    Visit www.MyCreditUnion.gov for more information about the National Credit Union Share Insurance Fund coverage for consumers. Download this informational brochure to help answer any other questions you may have.

  • Yes, our Acadia Star Money Market account might be just what you’re looking for! If you have a little extra money in your savings and you’d like to earn more dividends with the freedom to withdraw funds at any time, this is your product. Find rates for the Acadia Star Money Market account and other savings options here.  Contact us to see how we can help find the right savings option that’s perfect for YOU.

  • The minimum age for a sole primary savings account holder is 18.

Related Products & Services

Custom Savings Accounts
Learn More
Super Saver
Learn More
Business Star Savings Account
Learn More

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Rates

Savings Account Rates

Rates effective as of: March 26, 2025

*APY = Annual Percentage Yield. All rates are subject to change without notice.

†When qualification and minimum balance requirements are met

**Super Saver, Acadia Star Money Market, and HSA Super Saver accounts are compounded daily and credited monthly. These are "Tiered Rate" accounts. For these accounts, the specified dividend rate for a tier will apply only to the portion of the account balance that is within that tier. The range of annual percentage yields, which vary depending on the balance in the account, are shown for each tier.

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