Acadia Super Saver
Finally: a savings account with a dynamite rate and impressive flexibility. With our Super Saver account, you can withdraw cash or make deposits at any time, penalty free. All you need to do is maintain a balance of $1000.
- Higher interest rate than a regular share
- Dividends paid on a monthly basis
- Deposit or withdraw any amount
- Minimum balance $1000
- Insured by the NCUA up to $250,000
What would you like to do?
Rates & Fees
Savings Account Rates
| Account Type | Dividend Rate | APY* |
|---|---|---|
| Prime Savings | 0.15% | 0.15% |
| Custom Savings | 0.15% | 0.15% |
| Monty Moose | 0.15% | 0.15% |
| Christmas Club | 0.15% | 0.15% |
| Super Saver Tier I
($1,000 - $99,999.99) | 0.40% | 0.40% |
| Super Saver Tier II
($100,000+) | 2.25% | .40% - 2.09% |
| Acadia Star Money Market Tier 1
($2,500 - $49,999.99) | 1.00% | 1.01% |
| Acadia Star Money Market Tier 2
($50,000 - $99,999.99) | 1.75% | 1.01% - 1.39% |
| Acadia Star Money Market Tier 3
($100,000 - $199,999.99) | 2.25% | 1.39% - 1.83% |
| Acadia Star Money Market Tier 4
($200,000+) | 2.50% | 1.83% - 2.39% |
| Health Savings Account (HSA) | 0.15% | 0.15% |
| HSA Super Saver Tier 1
($1,000 - $99,999.99) | 0.40% | 0.40% |
| HSA Super Saver Tier 2
($100,000+) | 2.25% | .40% - 2.09% |
*APY = Annual Percentage Yield. All rates are subject to change without notice.
†When qualification and minimum balance requirements are met
**Super Saver, Acadia Star Money Market, and HSA Super Saver accounts are compounded daily and credited monthly. These are "Tiered Rate" accounts. For these accounts, the specified dividend rate for a tier will apply only to the portion of the account balance that is within that tier. The range of annual percentage yields, which vary depending on the balance in the account, are shown for each tier.
Frequently Asked Questions
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Can borrowers use their savings or share certificate balances as collateral for a loan?
Yes – a share-secured loan lets you borrow money using a savings account, a share certificate (also known as a CD in the banking world), Acadia Super Saver account, or Acadia Star Money Market account as collateral. We’ll “freeze” the amount you’d like to borrow and while the amount won’t be available for withdrawal, it will remain in your account and continue to earn dividends. Share-secured loans allow you to keep the money you have worked so hard for! As you pay down the loan, your funds become available to you again. A share-secured loan is also a great way to build or rebuild your credit score.
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What is the minimum age for opening a primary savings account (no joint owner) at Acadia FCU?
The minimum age for a sole primary savings account holder is 18.
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I want to know if my money is safe. Are Acadia FCU member accounts federally insured?
The short answer is YES. Here are few important things to know about how Maine credit unions are protected:
- Federally insured credit unions offer a safe place for credit union members to save money. These deposits are protected by the National Credit Union Share Insurance Fund and insured up to at least $250,000 per individual depositor – the same as any other federally insured financial institution.
- Credit union deposits in federally insured credit unions are safe and secure, and all Maine credit unions are federally insured.
- Credit union members have never lost a penny of insured savings at a federally insured credit union.
- All Maine credit unions are regularly examined by financial regulators to ensure proper management and maintain the safety and soundness of members’ money within the institution.
Visit www.MyCreditUnion.gov for more information about the National Credit Union Share Insurance Fund coverage for consumers. Download this informational brochure to help answer any other questions you may have.
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What is the interest % earned on a super saver savings account?
For a complete list of Acadia’s interest rates, please visit our website here.
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Can I open a savings account with Acadia online?
You certainly can open savings accounts online! You can apply right here and indicate what type of account you want to open.
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Where can I find Acadia’s disclosures or new account forms and applications?
You can find all of Acadia’s important disclosures and various account applications right here.
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How much money do I need to open a Super Saver account?
You need $1000. You also need to maintain it as your minimum balance.
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What is the benefit of putting my money in a Super Saver account instead of a Prime Savings?
You will earn a higher interest rate than a regular savings account.
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What happens to my monthly dividends if I close my account?
We pay dividends on all accounts at the end of the month. If you close your account before this payout, the accrued monthly dividends WILL be paid up until the day of account closing. No other accounts receive monthly dividend payouts if closed before we make dividend payments for that month.
Need help? Send us a message.
Your employees are the best! The services are amazing. Acadia, YOU'RE the best financial institution around! Rose M., member since 1997