Acadia Debt Protection
If you can't make your loan payments, we've got you covered. At Acadia, we offer several optional Debt Protection plans with our loans. That way, you can feel secure and prepared to face life's unexpected twists and turns.
- Onsite claims processing
- Benefits limits up to $75,000
- Involuntary unemployment coverage
- Simple eligibility requirements
- Cancel anytime
What would you like to do?
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Safeguard your family against unexpected events that could leave you unable to pay monthly bills. Acadia FCU Debt Protection backs you up. We’ll make sure you can still make your auto loan payments on time. Under this program, you can cancel your loan balance or monthly loan payments without any penalties or added interest. You get peace of mind knowing you and your credit rating are safe and, most importantly, your family is too.
Certain restrictions may apply, so speak with one of our loan officers for more information.
Frequently Asked Questions
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Where can I find Acadia’s disclosures or new account forms and applications?
You can find all of Acadia’s important disclosures and various account applications right here.
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What kind of loans do you cover?
Acadia Debt Protection is available for closed-end and consumer loans (auto, personal, recreational), consumer lines of credit, credit cards, closed-end home equity loans (i.e. second mortgages), and home equity lines of credit.
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How is your Debt Protection different than what’s offered at other financial institutions?
Here are a few things that set up apart:
1. We handle claims on site rather than referring you to an impersonal call center thousands of miles away.
2. We have higher levels of coverage. Most Debt Protection plans cap out at $40,000. We realize that many loans are higher than that, so we offer benefit limits as high as $75,000.
3. We also offer involuntary unemployment coverage . Most other plans at other financial institutions only pay out on death and disability benefits.
Need help? Send us a message.
Dealing with Julie at Acadia is like having our own personal financial advisor. She even worked to help my wife and me get our credit scores up. We could not ask for better! Tammy P., member since 1990